Around 25 million people across North America do not have access to traditional banking services like a savings account, chequing account, or a credit card. Due to financial hardship, or mistrust of the banking system, they must use cash as much as possible or incur the fees that come with prepaid debit cards should cash not be an option. They are also likely to make regular use of payday lenders rather than as a short-term emergency last resort. [Read more…] about How the Unbanked Benefit from the Online Payments Industry